updraftplus domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/aonyeani76/cryptocurrencypanther/wp-includes/functions.php on line 6131hustle domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/aonyeani76/cryptocurrencypanther/wp-includes/functions.php on line 6131wpforms-lite domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/aonyeani76/cryptocurrencypanther/wp-includes/functions.php on line 6131Stripe and Paradigm opened Tempo’s public testnet on Tuesday, expanding the operational capacity of the payments-focused blockchain unveiled in September. A Bloomberg report on Tuesday detailed how the rollout invites any company to begin building stablecoin payment applications on the network.
The companies confirmed that Tempo’s newest group of partners includes UBS, Cross River Bank, and prediction-market operator Kalshi.
They join existing participants such as Deutsche Bank, Nubank, OpenAI, and Anthropic, which have been testing live workloads to validate the chain’s performance. Other partners mentioned include DoorDash, Shopify, Standard Chartered, Visa, Coupang, and Revolut, with more firms like Klarna, Brex, Coastal, Mastercard, Ramp, Payoneer, Persona, and Figure joining after the initial announcement.
Tempo’s testnet is live!
Any company can now build on a payments-first chain designed for instant settlement, predictable fees, and a stablecoin-native experience.
Tempo has been shaped with a wide group of partners validating real workloads including @AnthropicAI, @Coupang,… pic.twitter.com/tHcjuBRGZb
— tempo (@tempo) December 9, 2025
According to details, the Tempo blockchain applies a payments-first architecture that separates transaction lanes from the broader network to avoid congestion common on public blockchains. The design targets predictable settlement times and fee stability, aiming to prevent disruptions often triggered by spikes in speculative trading.
With a fixed fee of one-tenth of a cent per transaction, Tempo offers an alternative to traditional card rails that charge between one and three percent plus fixed costs.
This model also aligns with rising interest in microtransactions across fintech and AI firms, which increasingly prefer usage-based fees instead of monthly billing. Tempo also accepts any dollar-denominated stablecoin for transaction costs, including USDT and USDC, the two largest tokens in circulation.
Companies building on the Tempo blockchain can begin testing integrations today, according to project documentation.
“Working with Tempo allows Coastal to test and co-create the next generation of financial infrastructure. It’s not just about improving speed or efficiency — it’s about unlocking new capabilities for the broader ecosystem of fintech and embedded finance partners. Together, we’re… https://t.co/grxZmHHBKO
— Coastal (@CoastalBankWA) December 9, 2025
Coastal Bank President Brian Hamilton said his institution is testing how the network’s structure could unlock new capabilities across fintech and embedded-finance partners.
Matt Huang, managing partner at Paradigm, which leads the project’s development effort, told Bloomberg his team will focus on real-world use cases for stablecoins.
The move continues a year-long trend of US institutional participation in crypto, further accelerated by the GENIUS ACT regulatory framework signed into law by President Donald Trump in July 2025.
As Tempo blockchain launch accelerates crypto adoption in the US, early-stage projects like PEPENODE are receiving speculative demand.
Pepe Node allows users to own virtual meme coin mining rigs, combine nodes for higher yields, and earn bonus rewards from network participation.
Pepe Node Presale
Currently priced at $0.0010, the Pepe Node presale has already raised over $2.3 million of its $2.5 million target. Investors can still join through the official Pepe Node website before the next price tier unlocks.
Disclaimer: Coinspeaker is committed to providing unbiased and transparent reporting. This article aims to deliver accurate and timely information but should not be taken as financial or investment advice. Since market conditions can change rapidly, we encourage you to verify information on your own and consult with a professional before making any decisions based on this content.
Ibrahim Ajibade is a seasoned research analyst with a background in supporting various Web3 startups and financial organizations. He earned his undergraduate degree in Economics and is currently studying for a Master’s in Blockchain and Distributed Ledger Technologies at the University of Malta.
Following acceptance by the CSRC, Fourth Paradigm should proceed with launching its IPO in the Hong Kong market.
Chinese artificial intelligence (AI) company Fourth Paradigm Technology has completed the process required for an initial public offering (IPO) in Hong Kong. The company has now received a regulatory green light from the China Securities Regulatory Commission (CSRC).
Fourth Paradigm is one of only a few companies to receive the green light from the CSRC this year after the Commission instituted new rules for offshore listings. Introduced in February, the rules became effective from March 31 and provided clarity for companies interested in overseas IPOs. As of June 15, the CSRC had received filings for offshore IPOs from 14 companies and was reportedly waiting for 38 others.
According to the new rules, Fourth Paradigm and other companies looking for foreign IPOs must file with the CSRC first. In addition, each of these companies must receive approval from other regulators. These regulators are now involved in the VIE (variable interest entity) process Chinese companies use to list overseas. Agencies that could potentially be involved in the process include the National Development and Reform Commission and the Cyberspace Administration of China (CAC).
Fourth Paradigm’s IPO nod dissolves some uncertainty surrounding adherence to the new rules and the difficulty of listing abroad. Upon announcing the new rules, the CSRC said that any firm in violation could pay a fine of up to 10 million yuan, about $1.5 million. This fine also applies to any persons or companies who share wrong information.
China has always been particular about offshore listings, although they were much easier. Even before adopting the rules, the CAC – China’s cybersecurity regulator – requires firms holding personal data of at least 1 million users to apply for a cybersecurity review before an offshore IPO.
This was why the CAC slammed transport company Didi with a $1.19 billion fine last year. Didi reportedly did not complete a cybersecurity review before listing on the New York Stock Exchange (NYSE). The CAC also fined Didi founder Cheng Wei and president Jean Liu, 1 million yuan each.
The current attempt at an IPO is Fourth Paradigm’s fourth after previous ones failed. Founded in 2014, Fourth Paradigm filed for an IPO in August 2021 and in February 2022, with both attempts expiring for unidentified reasons. The startup filed the fourth attempt in March, only a few days before the third attempt – filed last September – was to expire.
Fourth Paradigm was sanctioned by the US and placed on the Commerce Department’s Entity List in March. Companies on this list need a license to buy or access specific goods, services, or technologies. Following its addition to the list, Fourth Paradigm allayed public fears. The company clarified that the inclusion “should not have a material impact on the business or operations of the group”. Fourth Paradigm company also said none of its suppliers, customers, or investors, have withdrawn their commitments to the company.
Tolu is a cryptocurrency and blockchain enthusiast based in Lagos. He likes to demystify crypto stories to the bare basics so that anyone anywhere can understand without too much background knowledge.
When he’s not neck-deep in crypto stories, Tolu enjoys music, loves to sing and is an avid movie lover.
The Bitcoin market is experiencing a seismic shift, with recent data revealing fascinating trends that shed light on the evolving dynamics. From a significant decline in Bitcoin inflows to a historic drop in supply on exchanges, coupled with a surge in institutional fund accumulation, these developments highlight a maturing market and changing investor sentiment.
The on-chain analytics service CryptoQuant has today published extremely interesting data on the behavior and cohorts of Bitcoin hodlers via Twitter.
Over the past 612 days, Bitcoin has witnessed an 80% decline in the number of addresses recording inflows, which can be interpreted as selling activity. This decline reaches an even higher figure of 84% when measured from the peak in May 2021. These numbers even surpass the previous record set during the 2017 parabolic top, demonstrating the magnitude of the current trend.
Both narrowly beat the second highest decline in addresses associated with inflows between the 2017 parabolic top into 2018 bear, at 78.5%.
It is important to note that these figures do not account for addresses that have moved to self-custody or differentiate between miner activity and retail investors. This suggests that the decline in addresses associated with inflows may be even more significant than the data implies, potentially indicating a shift towards long-term holding strategies or alternative custodial methods.
In a parallel trend, the overall supply of Bitcoin on exchanges has been steadily shrinking since March 2020, marking a period of consistent decline that had not been witnessed before in Bitcoin’s history. This decline is not only significant in its duration but also in its depth, as Bitcoin reserves on exchanges have dropped by over 30%. CryptoQuant’s experts further note:
March 2020 was the highest ever supply recorded on exchanges, and preceded by consistent ten years of supply growth. The 1200 days since, are the first period of consistent decline in Bitcoin’s history. […] Retail traders and institutions are holding more Bitcoin than ever.
This also indicates a major potential shift from active trading and speculative behavior towards long-term holding strategies.
As the decline in inflows and supply unfolds, another intriguing trend emerges: institutional fund accumulation, as observed by CryptoQuant. Institutional investors, including hedge funds, investment firms, and cryptocurrency private funds, are currently actively increasing their holdings of Bitcoin.
This exponential increase in fund holdings demonstrates a strong interest in acquiring Bitcoin, even at its current price level. Institutional investors often take a more patient and long-term approach compared to short-term traders who closely monitor price fluctuations.
By closely monitoring fund holdings, investors can gain valuable insights into market sentiment and the confidence that institutional investors have in Bitcoin as a long-term asset. And the following chart by CryptoQuant is showing just that, an ultra bullish stance by institutions.
The positive evolution of Bitcoin’s perception is probably further reinforced by recent developments in the regulatory landscape and the introduction of exchange-traded funds (ETFs). Regulatory frameworks, especially those being implemented by countries in the European Union with MiCA, are beneficial for the institutional Bitcoin adoption.
Moreover, the filings and re-filings of Bitcoin spot ETFs by major financial institutions, including BlackRock and Fidelity, indicate a growing recognition of Bitcoin’s potential as a legitimate investment. These ETFs provide a more accessible and regulated way for investors to gain exposure to Bitcoin, potentially driving further institutional adoption and market growth.
At press time, the BTC price stood at $30,716, remaining in its range between $29,800 and $31,000.
Featured image from iStock, chart from TradingView.com